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Terms of Use

Please read these terms and conditions ("Terms") carefully before using this site. By continuing to access or use www.mymicroproperties.com, or any service on This Site, you signify your acceptance of these Terms. Northwaters Capital Pte. Ltd. ("NW") as the operator of This Site may change these Terms at any time by posting on this page. If you do not agree to the changes to the Terms, please do not access or use This Site and your continued access or use of This Site means you acknowledge to be bound by any such changes and the current version of these Terms displayed on this page.

NW is committed to safeguard all your confidential information. The following describes our current policies regarding collection, use and disclosure of your personal information which we receive in the course of you accessing This Site and any other services provided through This Site.

Collection of personal information may include information received through the use of This Site where:

  • An account is registered;
  • Subscription to newsletters;
  • Application for the use of escrow facility;
  • Subscribing for the investments; and
  • Correspondence with our customer services.

These may include and is not limited to, your name, contact details and/or financial information. The personal information may be used by NW and/or our employees, agents and/or any of its affiliates, including but not limited to any service provider which provides escrow, registry, administration, payment, custodial, IT, recordkeeping or other services authorized by NW when carrying out your instructions and/or the business of NW.

NW will take appropriate technical and organizational measures to protect your personal data from any loss, alteration, unauthorized access or misuse and your personal data are only used in accordance with the purpose for which the data is disclosed. Your personal data may be disclosed to the extent such personal data is required to be disclosed by law, by any governmental or other regulatory authority including, without limitation, any relevant securities exchanges or by a court or other authority of competent jurisdiction provided that, to the extent it is legally permitted to do so.

You may receive email from NW following your request of services on This Site. Please note that, even if you unsubscribe from certain email correspondences, we may still need to email you with important transactional or administrative information.

NW may use the personal data and other information collected from you for the purposes of which includes, but not limited to the following:

  • The administering of This Site to enable your use of services;
  • Sending you general communications;
  • Responding to your enquiries;
  • Process your application;
  • Complete the information on the register of the relevant investments;
  • Process payments to your original designated bank accounts;
  • Contact you and to send statements/notices to you relating to your account and holdings therein;
  • Carry out your instructions or respond to any enquiry from you;
  • Deal with any other matters relating to your account and holdings therein;
  • Form part of the records of the recipient as to the business carried out by it;
  • Observe any legal, government or regulatory requirements of Singapore or other relevant jurisdiction including any disclosure or notification requirements to which any recipient of the data is subject;
  • To satisfy the NW's responsibility relating to 'Know Your Customer' (KYC) requirements; and
  • Other purposes, directly or indirectly relating to any of the above and the NW.

Where you have been given an account and a password, you are solely responsible for ensuring the security of your account and password and any activities carried out in your account.

This Site contains third-party content, services, data or information and NW does not endorse or accept any responsibility for the content of such third-party content, services, data or information. Where This Site contains links to other website, please note that such other websites have their own privacy policies that is not NW's responsibility.

This Site is the property of NW and its licensor and is subject to the intellectual property rights of NW and its licensor. All rights, titles and interest in the patents, utility models, rights to inventions, copyright and neighbouring and related rights, trade marks and service marks, business names and domain names, rights in get-up and trade dress, goodwill and the right to sue for passing off or unfair competition, rights in designs, database rights, rights to use, and protect the confidentiality of, confidential information (including know-how and trade secrets), and all other intellectual property rights, in each case whether registered or unregistered and including all applications and rights to apply for and be granted, renewals or extensions of, and rights to claim priority from, such rights and all similar or equivalent rights or forms of protection which subsist or will subsist now or in the future in any part of the world pursuant to This Site shall be owned by NW and its licensor.

You agree that your use of This Site is at your sole risk. The content, services, data or information on This Site are provided on "AS IS" and "AS AVAILABLE" and NW makes no warranty of any kind, express or implied, as to the accuracy or completeness of any such content, services, data or information.

All contents provided on This Site are not advertisements and does not constitute or form part of any offer or solicitation to issue, sell, subscribe or purchase any investment nor shall it or the fact of its distribution form the basis of or be relied on in connection with, any contract for the same. The contents on This Site are strictly for information, illustration or discussion purposes only and should not be construed as a recommendation to buy, sell or advice in relation to any investment product, legal or tax matters and do not purport to represent or warrant the outcome of any investment product, strategy program or product. Any research or analysis used to derive, or in relation to, the above information has been procured by NW for its own use, without considering the investment objectives, financial situation or particular needs of any specific investor, and may have been acted on for NW own purpose. NW does not warrant the accuracy, adequacy or completeness of the information herein and expressly disclaims liability for any errors or omissions. The information is given on a general basis without obligation and on the understanding that any person acting upon or in reliance on it, does so entirely at his or her own risk. Past performance is not indicative of future performance. Any projections or other forward-looking statements regarding future events or performance of investments, products or markets are not necessarily indicative of, and may differ from, actual events or results. NW reserves the right to make changes and corrections to the information, including any opinions or forecasts expressed herein at any time, without notice. No reliance may be placed for any purpose on the information and opinions contained on This Site or their accuracy or completeness.

Investments in unit trusts are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future performance. The value of the unit trusts and the income from them may fall as well as rise. All applications for unit trusts must be made on the subscription agreement. Investors should read the subscription agreement for details. You are strongly encouraged to seek your own professional advice regarding any investment decisions. Units are only available to Accredited Investors (as defined in the Securities and Futures Act) and not available to U.S. persons.

NW does not broker real estate transactions or act as a real estate agent for you or any other user.

NW does not warrant that This Site is free of errors or viruses, worms or "Trojan horses" or any other harmful, invasive or corrupted files on the internet, and is not liable for any damage you may suffer as a result of such destructive features. NW also makes no warranty in respect of the reliability or continued availability of the services on This Site and assumes no liability for any delayed processing of your instructions as a result of such disruptions.

To the fullest extent permitted by law in no event will NW, its affiliates and subsidiaries be liable to any party or person for any damages or costs, including without limitation any indirect, consequential, special, incidental, or punitive damages arising out of, based on, or resulting from these terms or your use of This Site or any service on This Site. You agree to indemnify NW, its affiliates and subsidiaries against all liabilities, costs, expenses, damages and losses (including but not limited to any direct, indirect or consequential losses, loss of profit and all interest, penalties and legal costs (calculated on a full indemnity basis) and all other professional costs and expenses suffered or incurred by NW, its affiliates and subsidiaries.

These Terms and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of the Republic of Singapore.

To contact us on any aspect of these Terms, your personal data or to provide any feedback, please contact us at hello@mymicroproperties.com.

Northwaters Capital Pte. Ltd.
Company Reg: 201802295D